EDUARDO FERREIRA SIMOES
Chartered MCSI
International Wealth Planner
Why choose me as your Pension Adviser?
✅ Highly Regulated & Postgraduate Qualified
Regulated by the FCA. Certified Financial Planner™ & Chartered MCSI — trusted expertise at the highest level.
✅ Pension Expert
I have done dozens of pension cases, including transfers, consolidation, and retirement planning such as decumulation & flexi-access drawdown.
✅ Fee Transparency & Cost Efficiency
No high-fee models — just competitive pricing with a commitment to either lowering your overall costs or delivering significantly greater value.
✅ Truly Holistic Wealth Management
Beyond investments — comprehensive planning across tax, estate strategies, and financial security tailored for affluent and HNW individuals.
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The non-financial benefits of financial and wealth planning
✅ Clarity & Strategic Direction
Wealth isn’t just about accumulation — it’s about making informed, confident decisions. With a tailored financial plan, you’ll gain clarity on your next steps and a roadmap designed for long-term success.
✅ Freedom from Financial Stress
High-net-worth individuals often face complex financial challenges. My expertise simplifies decision-making, giving you the confidence to focus on what truly matters— whether it’s family, philanthropy, or lifestyle aspirations.
✅ Enhanced Financial Intelligence
Working with a specialist means more than just portfolio management. You’ll gain a deeper understanding of tax efficiency, investment structures, and wealth preservation strategies tailored to your specific needs.
✅ Control & Confidence in Wealth Preservation
Your wealth should serve you, not the other way around. Through proactive financial management, you’ll have full control over your assets while ensuring your legacy is safeguarded for future generations.
How much are you overpaying in fees on your pension?
Use this simple tool to compare your current investment fees with our competitive structure and see how much you could save over time.
Input your portfolio details
You could save £X per year in fees.
Portfolio size must be at least £100,000.
Over 10 years, this could grow to an extra £X in your portfolio.
How our advice process works
1. Answer a Few Questions
Share some details about your situation, it only takes a few minutes. Your information is confidential, encrypted, and stored securely by us.
2. We Meet for Questions
This is your opportunity to ask me anything from pensions to tax, investments, or long-term goals. You’ll speak directly with myself. It’s relaxed, confidential, and entirely centred on your questions.
3. You Decide
After our talk, you’re in control. If you feel it’s valuable and would like to explore working together, great. If not, that’s fine too. No pressure, no obligations - just guidance to help you move forward.
Frequently asked questions
Eduardo Ferreira Simoes is an adviser with Julian Harris Financial Consultants of Julian Harris House, Musgrove, Ashford, Kent TN23 7UN, who is authorised and regulated by the Financial Conduct Authority. Our FCA Register number is 153566. Our permitted business is advising and arranging Mortgages, Non-investment insurance contracts, investments and pensions. You can check this on the FCA’s Register by visiting the FCA’s website www.fca.org.uk or by contacting the FCA on 0800 111 6768.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.
The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.