EDUARDO FERREIRA SIMOES
Chartered MCSI
International Wealth Planner
Why choose me as your Protection Adviser?
✅ Highly Regulated & Postgraduate Qualified
Regulated by the FCA. Certified Financial Planner™ & Chartered MCSI — trusted expertise at the highest level.
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✅ Protection Expert
I have done dozens of protection cases, including critical illness cover, life insurance, and income protection..
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✅ Fee Free
No fees - we get paid by the insurance company. The commission we get paid does not influence the product we pick.


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How our advice process works
1. Answer a Few Questions
Share some details about your situation, it only takes a few minutes. Your information is confidential, encrypted, and stored securely by us.
2. I Produce a Quote
I will take the information and immediately produce a protection quote for you, researching the whole of market and discussing the various options.
3. You Decide
After our talk, you’re in control. If you feel it’s valuable and would like to put some insurance in place, great. If not, that’s fine too. No pressure, no obligations - just advice to help you move forward.
Eduardo Ferreira Simoes is an adviser with Julian Harris Financial Consultants of Julian Harris House, Musgrove, Ashford, Kent TN23 7UN, who is authorised and regulated by the Financial Conduct Authority. Our FCA Register number is 153566. Our permitted business is advising and arranging Mortgages, Non-investment insurance contracts, investments and pensions. You can check this on the FCA’s Register by visiting the FCA’s website www.fca.org.uk or by contacting the FCA on 0800 111 6768.
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The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.
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The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.